WHAT HAPPENS IF I CANCEL OR RETURN MY ORDER?Īs soon as we have received and accepted your cancellation or return, Klarna will cancel any future scheduled payments as well as refund any amounts due. This soft credit check won't affect your credit score, it will just help Klarna confirm you pay your bills on time. When you use Klarna to split your purchase into 4 interest free payments, Klarna will run a soft credit check. A late fee may be charged for payments made after the due date. There are no added costs or upfront fees when using this payment option. IS THERE A COST FOR PAYING IN 4 INTEREST-FREE INSTALMENTS? There is no interest and no fees when payments are made on time. When you pay in 4 interest-free instalments with Klarna, your purchase is split into 4 payments automatically charged to your debit or credit card every 2 weeks. WHAT ARE 4 INTEREST-FREE INSTALMENTS FROM KLARNA? Klarna allows shoppers to buy now and pay later at more than 200,000 retailers around the world. Klarna is a global payment and shopping provider that takes end-to-end responsibility for your payment.
Be authorised to use a US-issued credit or debit card to make the purchase.Provide a valid delivery address in the United States.Have a valid and verifiable email address and mobile number.To be at least 18 years old (19 years old in Alabama or if you are a ward of the state in Nebraska).To be a resident of the US States (Afterpay is not available in US Territories).To purchase using Afterpay you will need: The delivery/quality of goods and all refunds is the responsibility of the retailer where you make the purchase.If a payment is not processed on or before the due date, late fees will apply – initial $8 late fee applied the day after the due date, and a further $8 if the payment remains unpaid 7 days after the due date (late fees are capped at 25% of the original order value). Otherwise, payments will be automatically attempted on the scheduled dates from your card. You can make repayments any time BEFORE the due date.All orders are subject to approval – for example, if you have any overdue payments, the Installment Feature will not be available to you.The only fees that may apply are late fees for missed payments. If you make repayments on time, you’ll only ever pay the price of the item you’ve purchased.Afterpay’s proprietary platform makes it quick and easy to get an approval decision instantly and keep shopping. Forget about long, complicated application forms.The Installment Feature allows you to pay for your purchase over 4 equal installments due every 2 weeks.
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